Jumady E, Alam S, Hasbiyadi H, Fajriah Y, Anggraini Y. The Effect of Financial Planning on Consumer Debt Management: The Role of Financial Literacy, Self-Efficacy, and Financial Motivation. ATESTASI [Internet]. 2024 Mar. 29 [cited 2024 Dec. 7];7(1):340-68. Available from: https://jurnal.feb-umi.id/index.php/ATESTASI/article/view/793