Nur Anissah Barim, Asriany, and Sahrir. “Impact of Financial Literacy, Lifestyle, and Paylater Use on Students’ Financial Planning”. Paradoks : Jurnal Ilmu Ekonomi 8, no. 4 (October 15, 2025): 827–840. Accessed October 31, 2025. https://jurnal.feb-umi.id/index.php/PARADOKS/article/view/1791.