Main Article Content
Abstract
In recent years, there has been a growing awareness of the importance of adopting environmentally sustainable infrastructure. The shift towards a circular economy and the increased use of digital payment methods (e-payment) have emerged as key drivers of sustainable consumer behavior. This study examines the impact of con-sumer behavior changes through the adoption of e-payment systems within the framework of green economy practices. The research was conducted in Makassar, involving a sample of 150 respondents, and analyzed using Structural Equation Modeling (SEM). The results indicate a significant relationship between consumer behavior changes and the increased use of e-payment, which in turn supports the implementation of green economy practices. The findings highlight that e-payment adoption contributes to reduced carbon emissions and the use of non-renewable resources, promoting a more sustainable and efficient economy.
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References
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- Oyelami, L. O., Adebiyi, S. O., & Adekunle, B. S. (2020). Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria. Future Business Journal, 6(1), 14. https://doi.org/10.1186/s43093-020-00022-z
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- Wetzels, S., Vanmierlo, T., Scheijen, J. L. J. M., Van Horssen, J., Amor, S., Somers, V., Schalkwijk, C. G., Hendriks, J. J. A., & Wouters, K. (2019). Methylglyoxal-derived advanced glycation endproducts accumulate in multiple sclerosis lesions. Frontiers in Immunology, 10(APR), 1–9. https://doi.org/10.3389/fimmu.2019.00855
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- Zhou, R. (2022). Sustainable Economic Development , Digital Payment , and Consumer Demand : Evidence from China.
References
Amin, N., Song, H., & Khan, Z. A. (2022). Dynamic linkages of financial inclusion , modernization , and environmental sustainability in South Asia : a panel data analysis Dynamic linkages of financial inclusion , modernization , and environmental sustainability in South Asia : a panel data analys. March. https://doi.org/10.1007/s11356-021-16648-7
Astadi, P., Kristina, S., Retno, S., Yahya, P., & Agni Alam, A. (2022). The long path to achieving green economy performance for micro small medium enterprise. Journal of Innovation and Entrepreneurship, 11(1), 1–19. https://doi.org/10.1186/s13731-022-00209-4
Aulia, S. (2020). Pola Perilaku Konsumen Digital Dalam Memanfaatkan Aplikasi Dompet Digital. Jurnal Komunikasi, 12(2), 311. https://doi.org/10.24912/jk.v12i2.9829
Cao, S., Nie, L., Sun, H., Sun, W., & Taghizadeh-Hesary, F. (2021). Digital finance, green technological innovation and energy-environmental performance: Evidence from China’s regional economies. Journal of Cleaner Production, 327, 129458. https://doi.org/10.1016/J.JCLEPRO.2021.129458
Carraro, C., Favero, A., & Massetti, E. (2012). “Investments and public finance in a green, low carbon, economy.” Energy Economics, 34(SUPPL.1), S15–S28. https://doi.org/10.1016/j.eneco.2012.08.036
Dong, X., Guo, K., & Zhao, X. (2024). Does digital economy promote regional green innovation ? An empirical study based on the transmission effect and threshold effect of marketization. Journal of Digital Economy, 3(121), 47–61. https://doi.org/10.1016/j.jdec.2024.07.002
Dreyer, H., & Sonnenberg, N. (2022). Transcending Linearity in Understanding Green Consumer Behaviour : A Social – Cognitive Framework for Behaviour Changes in an Emerging Economy Context.
Farahdiba, D. (2020). Konsep Dan Strategi Komunikasi Pemasaran: Perubahan Perilaku Konsumen Menuju Era Disrupsi. Jurnal Ilmiah Komunikasi Makna, 8(1), 22. https://doi.org/10.30659/jikm.v8i1.7992
Geetha, S., & Biju, A. V. N. (2024). Is green FinTech reshaping the finance sphere? Unravelling through a systematic literature review. Environmental Science and Pollution Research, 31(2), 1790–1810. https://doi.org/10.1007/s11356-023-31382-y
Hair, J. F., Hult, G. T. M., Ringle, C. M., Sarstedt, M., Danks, N. P., & Ray, S. (2021). Evaluation of the Structural Model. 115–138. https://doi.org/10.1007/978-3-030-80519-7_6
Hari Kristianto, A. (2020). SUSTAINABLE DEVELOPMENT GOALS (SDGs) DALAM KONSEP GREEN ECONOMY UNTUK PERTUMBUHAN EKONOMI BERKUALITAS BERBASIS EKOLOGI. Business, Economics and Entrepreneurship, 2(1), 27–38. https://doi.org/10.46229/b.e.e..v2i1.134
Khoirunisa Wahida, & Hoirul Uyun. (2023). Tatanan Indonesia Dalam Mewujudkan Pertumbuhan Ekonomi Berkelanjutan Melalui Green Economy. Harmoni: Jurnal Ilmu Komunikasi Dan Sosial, 1(2), 14–26. https://doi.org/10.59581/harmoni-widyakarya.v1i2.291
Liu, Y., Abdul Rahman, A., Amin, S. I. M., & Ja’afar, R. (2023). How does digital finance affect sustainable economic growth? Evidence from China. Environmental Science and Pollution Research, 30(46), 103164–103178. https://doi.org/10.1007/s11356-023-29496-4
Mahat, T. J., Bláha, L., Uprety, B., & Bittner, M. (2019). Climate finance and green growth : reconsidering climate ‑ related institutions , investments , and priorities in Nepal. Environmental Sciences Europe. https://doi.org/10.1186/s12302-019-0222-0
Mikhno, I., Koval, V., Shvets, G., Garmatiuk, O., & Tamošiūnienė, R. (2021). Green Economy In Sustainable Development And Improvement Of Resource Efficiency. Central European Business Review, 10(1), 99–113. https://doi.org/10.18267/j.cebr.252
Niken Widowati, & Khusaini, M. (2022). Adopsi Pembayaran Digital Qris Pada Umkm Berdasarkan Technology Acceptance Model. Journal of Development Economic and Social Studies, 1(2), 325–347. https://doi.org/10.21776/jdess.2022.01.2.15
Niu, H., Hung, F. S., Lee, P., & Ni, Y. (2023). Eco-Friendly Transactions : Exploring Mobile Payment Adoption as a Sustainable Consumer Choice in Taiwan and the Philippines.
Ogbeibu, S., Senadjki, A., & Gaskin, J. (2020). Organisational cultures and the evoked effects of leader ability on employee creativity. American Journal of Business, 35(3/4), 153–173. https://doi.org/10.1108/AJB-09-2019-0068
Oyelami, L. O., Adebiyi, S. O., & Adekunle, B. S. (2020). Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria. Future Business Journal, 6(1), 14. https://doi.org/10.1186/s43093-020-00022-z
Press, T. (2023). Green Economy , Sebagai Strategi Penanganan Masalah Multilateral dan Ekonomi A n n is a S etyo S ari Fakultas Syariah dan Ekonomi Islam , Universitas Islam Tribakti Lirboyo Kediri , Indonesia. Green Economy, Sebagai Strategi Penanganan Masalah Multilateral Dan Ekonomi, 111–118.
Sari, A. N., Agustina, R., & Siagian, P. A. A. (2022). Strategi Penerapan Konsep Green Economy dan Budaya Cashless Pada Objek Wisata Grand Maerakaca Kota Semarang. JIOSE: Journal of Indonesian Sharia Economics, 1(2), 171–188. https://doi.org/10.35878/jiose.v1i2.499
Shwedeh, F., Hami, N., Bakar, S. Z. A., Yamin, F. M., & Anuar, A. (2022). The Relationship between Technology Readiness and Smart City Performance in Dubai. Journal of Advanced Research in Applied Sciences and Engineering Technology, 29(1), 1–12. https://doi.org/10.37934/araset.29.1.112
Srouji, J. (2020). Digital Payments, the Cashless Economy, and Financial Inclusion in the United Arab Emirates: Why Is Everyone Still Transacting in Cash? Journal of Risk and Financial Management, 13(11). https://doi.org/10.3390/jrfm13110260
Ürge-Vorsatz, D., Kelemen, A., Tirado-Herrero, S., Thomas, S., Thema, J., Mzavanadze, N., Hauptstock, D., Suerkemper, F., Teubler, J., Gupta, M., & Chatterjee, S. (2016). Measuring multiple impacts of low-carbon energy options in a green economy context. Applied Energy, 179, 1409–1426. https://doi.org/10.1016/j.apenergy.2016.07.027
Wetzels, S., Vanmierlo, T., Scheijen, J. L. J. M., Van Horssen, J., Amor, S., Somers, V., Schalkwijk, C. G., Hendriks, J. J. A., & Wouters, K. (2019). Methylglyoxal-derived advanced glycation endproducts accumulate in multiple sclerosis lesions. Frontiers in Immunology, 10(APR), 1–9. https://doi.org/10.3389/fimmu.2019.00855
Zahra, Y., Fitria, N., & Asyriyanti, ; Mulki. (2024). Analysis of Green Economy Implementation in The Concept of Money Digitalization in Indonesia. Jurnal Wacana Ekonomi, 23(1), 001–009. https://journal.uniga.ac.id/index.php/JA/article/view/3119
Zhao, L., Chau, K. Y., Tran, T. K., Sadiq, M., Xuyen, N. T. M., & Phan, T. T. H. (2022). Enhancing green economic recovery through green bonds financing and energy efficiency investments. Economic Analysis and Policy, 76, 488–501. https://doi.org/10.1016/J.EAP.2022.08.019
Zhou, R. (2022). Sustainable Economic Development , Digital Payment , and Consumer Demand : Evidence from China.